TERMS AND CONDITIONS OF USE
Terms and Conditions of Use
1. Acceptance of Terms
By using any of our Services, you agree to comply with these Terms. PLEASE READ THESE TERMS CAREFULLY BEFORE USING OR SUBSCRIBING TO OUR SERVICES. If you do not agree to these Terms, please do not use or subscribe to our Services. Our Services include information delivered via free content made available on or through our Sites (the “Free Service”) and premium content which you, the client, pays for through a subscription (the “Paid Service”). The Free Service and the Paid Service are together referred to herein as a “Service” or the “Services”.
We may revise these Terms from time to time. You should review these Terms periodically for changes.
Your use of the Services after such changes to the Terms signifies your acceptance of the revised Terms.
2. Right to Use Services
Pars of the Sites (and certain Services contained or accessible therein), including parts relating to the Paid Services, may only be accessed with a User ID and Password. YOU AGREE THAT SUCH ACCESS TO THE SITES OR THEIR CONTENT WILL BE LIMITED TO THE NAMED USER(S) ONLY. YOU FURTHER AGREE THAT YOU WILL NOT, UNDER ANY CIRCUMSTANCES, ALLOW YOUR USER ID OR PASSWORD TO BE USED BY ANOTHER PERSON. A “Named User” means the identity of the person that has been provided to us as the subscribers of the Sites.
3. Services Provided
In addition to essays, stories and interviews that illustrate, analyse and/or discuss important ideas, events, companies and/or opportunities in the natural resource sector, we analyze and/or discuss a wide range of industry-specific and company-specific growth strategies, the various corporate vehicles and financing structures used to effect such growth strategies, and the companies that we have invested in and why.
We are publishers and not financial advisors. Our role is that of a publisher and the role of our editors is to provide you with information that you can use to make your own decisions.
4. Accuracy of Information Cannot be Guaranteed
Our Services include certain investment and market information made available through publications and/or Sites such as Resource Insider, Resource Exploits, Capex Administrative Limited and/or other related or third-party publications and/or sites. Although this material is based upon information that we consider reliable and current, we have not verified this information (nor have we assumed a responsibility to verify such information now or in the future) and we do not represent that this material is accurate, current or complete, and it should not be relied upon as such. The opinions expressed in such publications or on such Sites are those of the publisher and are subject to change without notice. The information in such publications or on such Sites may become outdated, and we have no obligation to update it. We are diligent in citing sources and checking facts. Still, we cannot guarantee that we won’t occasionally print information that is unintentionally inaccurate in some way. The prudent reader will always double-check any important financial information, such as stock prices or balance sheet facts, before making final decisions. As with anything, always do your own due diligence.
5. Content Not to be Construed as Personal Investment Advice
The material published and/or discussed as part of the Services has been prepared for informational purposes only without regard to your personal investment objectives, financial situation or means. INFORMATION PUBLISHED AS PART OF THE SERVICES OR ON OUR SITES IS NOT INVESTMENT ADVICE, IS NOT TO BE INTERPRETED AS SUCH, AND IS NOT DESIGNED TO MEET YOUR PERSONAL FINANCIAL SITUATION OR INVESTMENT OBJECTIVES. THE MATERIAL IN OUR SERVICES AND ON OUR SITES IS NOT TO BE CONSTRUED AS AN OFFER TO BUY OR SELL, OR THE SOLICITATION OF AN OFFER TO BUY OR SELL, ANY SECURITY, FINANCIAL PRODUCT OR INSTRUMENT, OR TO PARTICIPATE IN ANY PARTICULAR INVESTMENT STRATEGY IN ANY GLOBAL JURISDICTION IN WHICH SUCH OFFER, SOLICITATION OR INVESTMENT STRATEGY WOULD BE ILLEGAL.
Some of the strategies, analysis and/or opportunities that we discuss may not be appropriate for any particular individual. Even when we are answering questions from subscribers, readers and listeners, our opinions are meant to be of general purpose and not specific to any individual.
The fact that we have made information available to you through the Services or on our Sites is neither a recommendation that you enter into a particular transaction nor a representation that any opportunity described in the Services or on our Sites is suitable or appropriate for you. Many of the opportunities described by our Services or on our Sites involve significant risks, and you should not enter into any transactions unless you fully understand all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any opportunity should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned. One of the core tenets of our wealth-building philosophy concerns risk. We believe that long-term wealth building relies on reducing risk at every opportunity. It must be acknowledged that investments, by their very nature, are risky. And some are riskier than others. Many of the opportunities described require subscribers to fit certain criteria including “accredited investor” status. It is the responsibility of subscribers to ensure they’re compliant with the respective laws in their country of domicile. By subscribing to Resource Insider you are declaring that you are an “accredited investor” and/or sanctioned to invest in private placement opportunities in your country of domicile. Prior to exploring any opportunity further, you should first meet with and discuss such opportunity with your own private advisors.
In addition to publishing editorial material, Resource Insider, Capitalist Exploits and/or Capex Administrative Limited may carry, review or endorse products, services or advertising, either for our own publications or those of other publishers. We are very proud of the quality of the publications we produce. We believe they are the best in the business. And because we are proud of them, we are happy to sell them. As to outside advertising, we cannot make claims for the businesses that place them and you should do your own due diligence to evaluate whether such products or services are right for you.
We do not solicit or accept paid advertising or any payment, directly or indirectly, in exchange for coverage or favourable ratings of a company or an opportunity. On occasion, we have established a relationship with certain companies or individuals and have invested in such companies. As part of that negotiation, we strictly specify that any investment will not change our opinion of such company (or the individuals who established or run such company) and we will discontinue our endorsement if we no longer believe that such company, individual or opportunity meets the standards our customers should expect.
6. Ownership of Securities Described in Our Publications
Jamie Keech, Chris MacIntosh, Resource Insider, Capitalist Exploits, Capex Administrative Ltd. and other entities in which they or we have an interest, and employees, managers, members, officers, family, and associates of the foregoing, may from time to time have positions in the companies, opportunities or securities described in the material published as part of the our Services or discussed on our Sites. Policies are in effect that attempt to avoid potential conflicts of interest, and we endeavor to resolve conflicts of interest that do arise in a timely fashion.
7. Our Proprietary Rights
The Services and the content distributed through the Services or on our Sites, as well as all copyright, trademark and other rights therein, is the property of Resource Insider, Resource Exploits and/or Capex Administrative Ltd.. You acknowledge and agree that you do not acquire any ownership rights by using the Services or our Sites. You agree that you will not copy, republish, upload, post, transmit, distribute, sell or otherwise send to others via e-mail or any other medium any content made available through the Services or on our Sites. No portion of any publication made available through our Services or on our Sites may be extracted, summarized or reproduced without permission of Resource Insider. Nothing contained herein shall be construed as conferring any license or right under any of our copyrights, trademarks or other rights. Unauthorized use, reproduction or rebroadcast of any content of our Services or our Sites, such as communicating opportunities in such Services or on our Sites to non-subscribers in any manner, is prohibited and shall be considered an infringement and/or misappropriation of our proprietary rights. Modification of the content or use of the content for any purpose other than your own personal, non-commercial use is a violation of our copyright and other proprietary rights, and can subject you to legal liability.
8. Termination of Your Subscription
We hope that you will be fully satisfied with our Services and/or our Sites. The following terms apply in the event that you would like to terminate your subscription to our Services and/or our Sites:
9. Free Service Publications
You may terminate receipt of any of our Free Service publications at any time by sending us a request to remove yourself from the relevant distribution list. Every e-mail notification email you receive will include a link for you to remove yourself from the distribution list. If you feel you have been signed up incorrectly and do not wish to have access to the Free Service publications, you can remove yourself from the list by clicking that link or sending an e-mail request to our Customer Support Team.
10. Paid Service Publications
The terms vary with each offer, and it is your responsibility to understand and comply with the offer terms prior to subscribing.
In general, all fees and charges paid by you in relation to the Paid Service publications are non-refundable, except you may contact Customer Service under exceptional circumstances for a full refund within 7 days but subject to a “tire kicker fee”. Exceptional circumstances will be accepted under the sole discretion of Resource Insider, Capex Administrative Limited and its employees, officers and directors. This policy is in effect to discourage “tire-kickers” and customers that make it a habit to purposely receive high end Paid Services for free. Depending on the terms of the offer, we have a “tire kicker fee” policy instead of a 100% refund policy because unfortunately, some people out there will buy a membership, access our proprietary, extremely valuable research that costs us a lot time and money to produce, get all of our best ideas, and then ask for a refund, all the while having no intention to actually participate in a mutually beneficial transaction. Resource Insider is not interested in doing business with these types people.
If we offer a trial period, and if for any reason during your trial period, you are not satisfied with such Paid Service publications, you may cancel your subscription in the Members Area or alternatively by contacting us within such trial period. You will either receive a full refund for your subscription or a partial refund of your purchase price depending on the terms of the offer.
11. Our Right to Terminate your Subscription.
We reserve the right to terminate your subscription to any of our Services or Sites at any time in our sole discretion. If we do so, we will promptly refund to you a pro-rated refund of the amount of the subscription payments you previously paid which relate to the remaining subscription period. Termination of your subscription to any of our Services may result from your violation of these Terms or any unauthorized use or reproduction or rebroadcast of any of our publications or information contained in our Services, any infringement or misappropriation of our proprietary rights, or any other reason determined in our sole discretion. You agree that if your account is terminated by us for these reasons, you will not attempt to establish a new account under any name, real or assumed.
12. Our Right to Refuse your Subscription.
We reserve the right to refuse Services to anyone in our sole discretion.
13. Automatic Renewal
Your subscription will continue for the initial term of the subscription (the “Initial Term”), and will renew automatically at the end of the Initial Term for successive renewal terms, each equal to the Initial Term, unless you notify us of your decision to cancel or not to renew your subscription, as outlined in our Termination of your Subscription policy.
As described in the initial subscription process, as part of the automatic renewal process the then-applicable subscription term renewal fee will be billed to the credit card you designated during the subscription process (or subsequently changed).
If you wish to cancel your membership, please contact our Customer Service Department by email.
14. Website Security Rules
You are prohibited from violating or attempting to violate the security of the Website, including, without limitation, (a) accessing data not intended for you or logging into a server or account which you are not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Website, overloading, “flooding”, “mailbombing” or “crashing”, or (d) forging any TCP/IP packet header or any part of the header information in any e-mail, forum, or newsgroup posting. Violations of system or network security may result in civil or criminal liability.
Resource Insider will investigate occurrences which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting those who are involved in such violations.
Resource Insider shall have the right, at its discretion, to change, modify, add or remove terms of this agreement at any time without notice. Changes shall be effective immediately. You agree to review this agreement periodically since subsequent use by you of the website shall constitute your acceptance of any changes. Resource Insider shall have the right at any time to change or discontinue any aspect of the Website, including, but not limited to, the community areas, content, hours of availability and equipment needed for access to use.
Such changes, modifications, additions or deletions shall be effective immediately upon posting and any subsequent use by you after such posting shall conclusively be deemed to be acceptance by you of such changes, modifications or deletions.
16. Indemnity/Limitation of Liability
As a condition of use of this website and any subscription to services from Resource Insider, Resource Exploits, or Capex Administrative Ltd., you agree to indemnify, defend and hold harmless, Resource Insider and its suppliers, each of their parent and affiliated companies, and each of their respective partners, suppliers, licensors, officers, directors, shareholders, members, employees, representatives, contractors and agents, from any and all claims (including, but not limited to, claims for defamation, trade disparagement, privacy and intellectual property infringement) and damages (including attorneys’ fees and court costs) arising from or relating to any allegation regarding: (a) your use of the website; (b) Resource Insider’s use of any content or information you provide, as long as our use is not inconsistent with this agreement; (c) information or material posted or transmitted through your membership account, even if not posted by you; and, (d) any violation of these terms of service by you.
Under no circumstances, including, but not limited to, negligence, shall Resource Insider Research, Resource Exploits, Capex Administrative Ltd, or its affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the content, unauthorized access to or alteration of your transmissions or data, the content or any errors or omissions in the content, even if advised of the possibility of such damages. You specifically acknowledge and agree that Resource Insider is not liable for any conduct of any user.
17. Access to Sites Not Guaranteed
We will not be liable if for any reason all or any part of any Site is unavailable at any time or for any period or for any loss of data or transactions caused by planned or unplanned system outages or the resultant delay, mis-delivery, or non-delivery of information caused by such outage.
18. International Use
Information published in connection with our Services may contain references to information and materials that are not appropriate or available in countries or regions differing from your own. Those who choose to access the Services from other locations do so at their own risk and are responsible for compliance with local laws, if and to the extent applicable.
19. Transaction Currency
Resource Insider, Resource Exploits, and Capex Administrative Limited conducts business in United States dollars.
20. Registered Business
The Resource Insider, Resource Exploits and Capex Administrative Limited are located in and registered in Singapore.
These Terms represent the entire agreement between you and us relating to your use of the Services and supersedes any and all prior or contemporaneous written or oral agreements on that subject between us. If any provision of these Terms shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the remaining Terms and shall not affect the validity and enforceability of any remaining provisions. No waiver by either party of any breach or default under these Terms shall be deemed to be a waiver of any preceding or subsequent breach or default. We reserve all legal rights and remedies available to us.
22. Customer Service Contact
Resource Insider Offices are located at: